Florida Rideshare Accidents Attorneys
Helping People Injured in Uber & Lyft Accidents Across Florida
Rideshare services like Uber and Lyft have made transportation easy, but when a crash happens, things can quickly become confusing. You may not know which insurance policy applies, whether the rideshare company is involved, or how to report your injuries.
At Gimenez & Carrillo, LLC, our team of personal injury lawyers help riders, drivers, and anyone hurt in a rideshare crash understand their rights and the steps to take next. Our goal is to guide you through the process and help you move forward after the accident.
📞 Call for a Free Consultation: (305) 444-3000
No fees unless we recover for you.
What Counts as a Rideshare Accident?
A rideshare accident includes any crash involving an Uber, Lyft, or other similar service. These cases can involve:
- A rideshare passenger was injured in an accident
- A rideshare driver was hit by another vehicle
- A driver or passenger hit by an Uber or Lyft vehicle
- A pedestrian or cyclist struck by a rideshare driver
These claims are different from regular car accidents because multiple insurance policies may apply, and coverage often depends on whether the driver had the app turned on.
Why Rideshare Accidents Are More Complicated
Rideshare cases are unique because:
- The driver’s app status affects insurance coverage
- Uber and Lyft have insurance tiers for different phases of a ride
- Drivers use the app while driving, increasing distraction
- Multiple insurance companies may argue over who pays
- Evidence may include app records, GPS data, and ride logs
This added complexity makes it important to understand how coverage works and what steps to take after the crash.
Common Causes of Rideshare Accidents
Rideshare crashes happen for many reasons, including:
- Driver-Related Causes:
- Distracted driving
- Speeding or aggressive driving
- Fatigue from long shifts
- Inexperience in busy areas
- Rideshare-Related Causes
- Looking at the app or GPS
- Unsafe pick-up/drop-off locations
- Rushing to accept a ride
- Other Causes
- Bad weather or poor road conditions
- Mechanical problems or tire blowouts
- Negligent drivers of other vehicles
Injuries Seen in Rideshare Accidents
Rideshare accidents can lead to a wide range of injuries, such as:
- Neck and back injuries
- Whiplash
- Broken bones
- Head and face injuries
- Joint injuries
- Emotional distress after the crash
Even injuries that feel minor at first can worsen over time, so getting medical care quickly is essential.
Who May Be Liable?
Determining who is responsible is one of the most critical parts of a rideshare case. Liability may include:
- The Rideshare Driver:
If the driver was distracted by the app, speeding, or not following traffic laws. - Another Driver:
If another vehicle caused the crash by turning improperly, running a red light, or driving recklessly. - Uber or Lyft Insurance Policies:
Coverage may apply when the app is on or when the driver has a passenger. - Commercial or Delivery Drivers:
If a commercial vehicle caused the crash while on the job. - Government or Roadway Entities:
In cases involving dangerous road conditions or missing signs. - Vehicle or Parts Manufacturers:
If a tire blowout, brake failure, or other mechanical issue played a role.
How Rideshare Insurance Works in Florida
Uber and Lyft use a tiered insurance system based on what the driver was doing at the time of the crash:
- App Off:
Only the driver’s personal insurance applies. - App On, Waiting for a Ride:
Uber/Lyft provides limited coverage:- Up to $50,000 per person
- Up to $100,000 per accident
- Up to $25,000 property damage
- Passenger in the Car:
Uber and Lyft provide up to $1 million in liability coverage.
Understanding which tier applies is key to knowing what compensation may be available.
What to Do After a Rideshare Accident
Here are helpful steps to take:
- Call 911 and get medical care
- Take photos of the scene and vehicles
- Save your ride receipt in the app
- Get contact information for everyone involved
- Report the crash through the Uber or Lyft app
- Avoid giving recorded statements to insurance companies until you get legal guidance
These steps help protect your rights and strengthen your claim.
How Gimenez & Carrillo Can Help
When you contact us, we can help by:
- Reviewing how the crash happened
- Identifying all insurance policies involved
- Collecting evidence from the app, ride logs, and GPS
- Handling communication with insurance companies
- Helping you pursue compensation for medical costs, lost wages, and pain and suffering
We focus on clear communication and practical guidance so you understand each step of the process.
Compensation You May Be Able to Recover
Depending on your case, you may be able to recover compensation for:
- Medical bills
- Future medical care
- Lost income
- Pain and suffering
- Property damage
- Loss of enjoyment of life
- Out-of-pocket expenses related to the crash
Talk to a Florida Rideshare Accident Lawyer Today
If you were hurt in a rideshare accident involving Uber, Lyft, or another service, you do not have to handle the process alone.
📞 Call (305) 444-3000 for a free consultation
Or send us a message using our online form.
Frequently Asked Questions about Rideshare Accidents
It depends on the facts of the crash. Your own Personal Injury Protection (PIP) may help with initial medical bills. After that, the rideshare driver’s insurance or Uber/Lyft’s insurance may apply if the driver had the app on. If another driver caused the crash, their insurance may be responsible.
Passengers are usually covered under Uber or Lyft’s higher insurance limits, which can go up to $1 million when the ride is active. Your injuries may also be covered by your own PIP policy, depending on your coverage.
If another driver caused the crash, their insurance may be responsible for your injuries. Rideshare coverage may still apply in some situations. We can help you understand which policies may be involved.
Florida uses a no-fault system, so many drivers use their PIP coverage for initial medical bills. If you do not have your own PIP policy, other insurance options may still be available depending on your situation.
Florida has deadlines for injury cases, and many claims now must be filed within two years. Some cases may have shorter or longer deadlines, depending on the facts. It’s important to speak with a lawyer as soon as possible so you do not miss your filing window.
If the driver was offline, the rideshare company’s insurance will not apply. The driver’s personal insurance is usually the primary coverage.