Hurricane IAN brought record breaking surge when it came ashore along the Gulf Coast. Homeowner’s insurance provides coverage for some forms of water damage, such as if hurricane winds blow debris through your window and rain damages your carpeting. Flooding or storm surge damage caused by a hurricane will not be covered by your homeowner’s […]
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Your House May Be Covered, But What About Your Belongings?
Many Florida residents are trying to put their lives back together after the devastation brought by Hurricane. Many of these victims lost not only their homes but personal belongings that they spent a lifetime acquiring. Many insurance policies will cover your personal property in the event of a storm. After the storm, the burden is […]
Hurricane Season Isn’t Over
For Florida homeowner’s affected by a storm, hurricane season can seemingly go on for years. With record-breaking damages from Hurricane Ian thousands of Floridians are stuck in the process. New laws affecting your ability to recover and your coverage will likely exacerbate an already slow and difficult process. Don’t get left behind, speak with an […]
We’re Not Out Of The Woods Yet
This hurricane season has been historically active. Although we’ve had a few quiet days, the season runs through November 30, with the middle of October traditionally bringing another spike in activity. Now is a great time to review your policy and ensure you have the right coverage in the event Florida is struck by a […]
Filing Insurance Claims Following Hurricane Michael
Through the course of representing policyholders in first-party property insurance claim disputes, they often ask about the insurance carriers’ claims handling time limits. Here is a general overview of some important deadlines insurance carriers must follow in Florida: Acknowledgment of Communication within 14 Days In Florida, an insurance carrier must acknowledge receipt of your insurance […]
Florida Homeowner Bill of Rights – What it means, and what you need to know:
By Adry Polo, Esq. & David J. Moscoso, J.D. Candidate 2018 Your insurance company must comply within 14 days: In the U.S., many States have a Bill of Rights which must be provided to insured homeowners by their insurance company. However, in Florida insurance companies providing residential property insurance coverage must provide a copy of […]
More Unlicensed Contractors Arrested in Bay County
BAY COUNTY, Fla. – The Bay County Sheriff’s Office and the State Attorney’s Office, 14th Judicial Circuit announced Friday November 30th, the arrests of six individuals by the CUFF task force. Citizen’s United Fighting Fraud, or CUFF, is comprised of officers from The Bay County Sheriff’s Office, the State Attorney’s Office, 14th Judicial Circuit, The […]
How can one of our Attorney’s Help You File a Claim Dispute After Irma?
By Jose I. Carrillo, Esq. At Gimenez & Carrillo, LLC., our attorneys understand that dealing with an insurance company can be a difficult process. If a hurricane damages your home or business, you expect your insurance provider to fulfill their promise and compensate you for your loss in a timely manner. By undervaluing, underpaying, and […]
Preparing for a Hurricane: Helpful Tips for Boat and Yacht Owners
By Angel Gimenez, Esq. and Ariel Peralta J.D. Candidate 2018 As we Floridians well know, a powerful hurricane, resulting from storm surges, and other marine-based catastrophes can cause horrible damage, but as we were recently reminded by Hurricane Irma, even an indirect hit can do plenty of damage to boats, vessels, and docks. One of […]